The app is simple to use and set up and is straight forward, no bangs or whistles , it keeps you on track to be debt free.
The app is simple to use and set up and is straight forward, no bangs or whistles , it keeps you on track to be debt free.
Excellent tool to use keep on track for eliminating date within a reasonable timeframe
This app is great but would be much better if it would allow you to rearrange the bills in alphabetical or amount owed order, and let you add what you’ve paid to the balances. I have the paid version but still doesn’t have that ability.
I don’t like how you can’t add payments in the middle of the month and it reflect the balance
This app is hard to manage, won’t let you delete a loan or log an extra payment
Need improvement . More options more flexibilities
Easy to use. It’s very useful to show young adults the advantages of paying a little extra on loans.
The payment function needs work. I have two examples of how payments can be really confusing using this app. I have one credit card that is due in the 2nd that I wanted to make an extra payment on after the due date. When I tried the add payment feature it wouldn’t let me add it to the same month, only to the following month which was very frustrating. In another scenario I was making an extra payment of $700 on another credit card that has a monthly payment of $160. I added payment without issues since the due date hadn’t passed yet, but now the total paid for the month is $1060 and not $860. It won’t let me adjust the payment, and there is no way for me to correct the error. I’m disappointed because in theory it’s a great app.
If you pay a bill off early, too hard to figure out how to record that. This app is not intuitive or user friendly.
This app feels like something from ios 2. -can’t sort it by due date -can’t add a payment a day or two early, schedules it for the actual due date
Is a wonderful idea but is very difficult to setup payment when in schedule mode. Maybe an update will solve those little bugs and get five stars then
The app is one I’d really like to use more but it’s awful when it comes to entering additional payments or adjusting amounts or marking payments early. Really not user friendly.
Very limited, unable to change data once it is entered. A joke.
Helps a lot .......
I love this app. I wanted a handy app that would help me keep track of the total of my credit card debt, but this does even more. It gives me a snowball plan, shows me how much interest I'll save, my debt free date, and how much I'm paying monthly. I really am impressed and the price was right!
There is no way to view or edit your payments. You also can't add the date you paid something.
Would like to see a link between your Bill Monitor app and this app, so when I pay a bill it will post it automatically on Debt Monitor. As it is, I must enter the payment manually in Debt Monitor after marking it paid in Bill Monitor. As an alternative, when posting a payment in DM, enter automatically the amount saved in the debt definition, not zeroes.
Wasted my money!!
In the paid version there isn't a way to change how frequently you pay on a bill. Ex. I pay on a loan every week but the only option is monthly. I pay 2 extra payments a year that won't be accounted for in the monthly option. You can't edit a loan after you create it, you have to do it all over again. The app is just ok. All I want to do is be able to set up a loan amount and as I make payments on it, it will subtract the payments. The opposite of the savings goals app. I like the savings goals app a lot.
You can't edit once you enter. Waisted my money
Great app, easy to use, very helpful
i think it should have payment reminders and when you adjust the debt it shouldn't make you start over from the beginning. It negate the purpose of keeping track of your goals...
I've wanted a simple and straightforward way of figuring out how much money I owed and how long it would take to pay off all debts. This app provides a very simplistic approach to tracking and watching debt repayment. Easy to use!
I need refund because application is very bad. Already I sent email to get refund so please respond.
This app seems like a great idea and I really wish I could use it! Once you put in a 'debt' you can't alter it or delete it... I've made payments other than the suggested pmts and have yet to figure out how to input it! Please fix! I really do love the idea of this!
Don't waste your money. The calculator doesn't calculate right and messes up payments. You also can't add extra payments if you made an extra payment.
While this app is great to see a one glance view of all your debts, it is absolutely horrible with the payment functions. If you are trying to get out of debt, don't bother with this app, there has to be much better ones out there!
The title says it all.
Great way to manage debt
This app keeps great track of all the debt a person can have, it would be great if you could make adjustments to payments easier like when you pay more than minimum. But overall great app
This app is ok if you need to track a loan that starts today. Doesn't allow you to remove a debt once added and you can't choose a start date for your loan. I need to track a payments for a personal loan that started in the past so won't be able to do so with this app. Wasn't worth the cost since I can't use it.
Don't get me wrong, I do like this app. But, it disappoints me that you can't edit the payments or the account details. That is a feature that I would really like to see.
Exactly what I needed for so long.
So far I like, one thing I noticed though is no option for configuring ins on the accounts. Many people these days have it in case they die. So it incorrectly tracks the current balances. each month then I'd have to individually change the balance. Also if you add a charge there's no way to track it. I also don't see anyway to delete something once it's paid off, like for example a hospital bill. Another thought is cards have multiple rates for different purchase. Promos, balance transfers, cash advances.
For the most part I really like this app. It allows me to see when things will be paid off depending on how much I pay/what the interest is. But one thing that really bothers me is you can't delete a debt. You can't even delete when it's paid off. It really bothers me.
Love this app! Easy to use with a lot of features. I've noticed there is a glitch with one of the graphs and I also wish you could order your debts. Picking custom order does not seem to allow you to actually change the order. It goes by the order of when you entered the debts on the app. Totally worth buying the full featured version. Love it!
A nice app with lots of info you can enter. Very customizable. Could be more user friendly. Hard to see which payments have and have not been made. So far it's the best for keeping track of all our debts.
This app is cool except for the fact that you cant edit anything so if you make a mistake you will be deleting everything and starting over!! Aggravating. I could use a refund!
Don't waste your money on this. Doesn't even make the right calculations on the monthly payments schedule.
If there was a negative star rate, I would have chosen that. You can't delete a debt, although there are instructions how to do it. My app did not have any delete functionality at all. Contacted support and received 2 very poorly written emails stating the same instructions. DONT WASTE YOUR MONEY! It's only 0.99 but it's the principle behind it!
Worthless. You cannot adjust the start date and have limited inputs. I can't believe I wasted the .99.
Love the app. But many of my debts are at 0.00% interest. It forces me to enter an amount greater than zero. This makes my payoff inaccurate. Hope this can be changed on a future version. Latest Version: After several updates, and the developer stating it supports 0 rate debts, it does not.
This app is ok . Problems it forces one to enter an amount for interest not all my debt has interest and it doesn't reflect whether the payment has been saved if you enter the payment after the due date . It's not very flexible once you have entered your various debt amounts.
I was looking for an app that will keep track of all of my bills, credit cards, car loan, etc. all in one place where I can update payments as I make them to see my progress or add to it if I made a purchase. This program is halfway there. Issue #1- you cannot change or delete a payment once it is "made" so make sure you type in the right number or everything is messed up for the month. Issue #2- you cannot make a principal only payment. I don't see why not...people (especially me) do it all the time. Issue #3- It does not update your total until the due date has surpassed. People pay bills early too!! I think some changes/ updates need to be made but you're on the right track...
This thing isn't great. I wanted to put in payments that I made over the last few months, but it won't let you. In fact, if you want to add a payment, you can only add it for the exact day that the payment is due. So what if I want to make an extra payment in the month? Nope! I'll go back to my excel spreadsheet...
Be great to have the ability to set the interest rate to 0%. But overall a good app.
Prior reviews might be developer goals. App is possible 20% complete. A lot of work to populate cannot be edited. I deem it trash at this point.
Great for keeping track of payments and how far in debt you are!!!!
Great easy to use app. Allows you to use the snowball affect and gives a projected month and year of when debt will be paid off. Great app.